CTOS

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Application Description

The CTOS App: Your Malaysian Credit Health Guardian

With over 1 million users, the CTOS App, powered by Malaysia's leading credit reporting agency, is your essential tool for managing your financial well-being. Access your CTOS User ID and unlock a suite of features designed to protect your credit health and personal information.

Key App Features:

  • CTOS Score Report: Stay informed about your creditworthiness, boosting your loan approval chances. Identify potential red flags like identity theft, fraud, legal actions, bankruptcy, and outstanding debts. Correct inaccuracies and improve your credit profile.

  • CTOS SecureID: Shield yourself from identity theft and financial scams. Receive instant alerts for suspicious activity, including dark web monitoring, new credit applications, credit limit changes, account closures, address changes, and scam attempts. Safeguard your personal data and proactively prevent fraud.

  • Comprehensive Credit Monitoring: Track changes to your credit report every three months. Receive monthly updates on missed payments, and promptly detect any false bankruptcy or litigation records linked to your name. Monitor listings by non-financial institutions for outstanding debt.

  • Takaful Coverage (up to RM-000): Enjoy financial protection against losses resulting from fraudulent activities. This valuable coverage adds an extra layer of security to your financial life.

  • User Profile Management: Easily maintain an accurate and up-to-date CTOS ID profile. Ensuring your information is current and reliable is crucial for your credit health.

  • Continuous Improvement: The CTOS ID mobile app is constantly evolving with new features and improvements to enhance your user experience.

Take Control of Your Financial Future

The CTOS App empowers you to monitor your credit health, prevent identity theft and fraud, and stay ahead of potential financial risks. Its comprehensive features, including the CTOS Score Report, CTOS SecureID, and proactive credit monitoring, provide the tools you need to make informed decisions and protect your personal information.

Download the CTOS App today and secure your financial future. For the latest updates and features, visit www.ctoscredit.com.my and connect with us on Facebook at https://www.facebook.com/ctosdatasystems.

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